United of Omaha: A Simplified Issue Life Company

At A Glance

United of Omaha: A simplified issue lie insurance company with agent information like rates, issue ages, and ratings.

  • A+

  • 45-85 ALB

  • $2,000-$40,000

  • Paper, voice, & electronic options

  • Not Required

  • United of Omaha is licensed in all states except NY. Product base plans, provisions, features, and riders may not be available in all states and may vary by state.

United of Omaha has products for independent insurance agents like indexed universal life excpress, term life express, living promise final expense, children's whole life.

Products

Overview

Highlights

  • Competitive Commissions: Premium rates

  • Level Renewal Commissions: Years 2-10 and lifetime renewals years 11+.

  • Level Pay: Graded benefit plans available

  • Underwriting: Simplified

  • Point-of-Sale Phone Interview: None

  • Medical Exam: None

  • Premiums: Never increase and benefits never decrease

  • Coverage: Cannot be canceled as long as premiums are paid

Level Benefit Plan:

  • Death Benefit:

    • 100%

  • Issue Ages:

    • 45-85

  • Face Amount:

    • $2,000 - $40,000

  • Underwriting Classes:

    • Standard Tobacco/Non-tobacco

  • Underwriting Requirements:

    • MIB, Pharmaceutical Check, Random Phone Interviews

  • Included Rider:

    • Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement (no additional cost)

  • Optional Rider:

    • Accidental Death Benefit Rider

Graded Benefit Plan:

  • Issue Ages:

    • 45-80

  • Face Amount:

    • $2,000 - $20,000

  • Underwriting Class:

    • Standard (no tobacco distinction)

  • Underwriting Requirements:

    • MIB, Pharmaceutical Check, Random Phone Interviews

*Product base plans, provisions, features, and riders may not be available in all states and are subject to variation by state.

Lead Credit

Lead Credit

United of Omaha agent lead credit with free leads

When Appointed with United of Omaha through Final Expense Brokerage you will receive $200 towards leads instantly.

Request Contracting Form

If you would like to request contracting information about United of Omaha please fill out this form. This is for agents interested in getting appointed with FEB or returning FEB agents interested in adding additional companies to their portfolio.