American Amicable: A Simplified Issue Life Company
At A Glance
-
A
-
0-85
-
$2,000-$50,000
-
Paper & Electronic
-
Not Required
-
-Sold on a not seen or seen basis
-Instant underwriting decision
-On screen underwriting decision feedback
-Instant decision at point of sale
-
Text for signature, sign-on Screen, voice signature, and email for signature.
-
These are designed to provide comprehensive insights into American Amicable. Agents will learn about their wide range of products and operational processes.
Products
Mortgage Protection
Return of Premium: Pays 25% more commission than the other ROP options for 20, 25 and 30 years
Issue ages:
$25,000-$500,000 (0-45)
$25,000-$300,000 (46-65)
Term to age 95
Simplified Issue: No exam, age is last birthday, MIB and script check, & unisex height and weight
Options: Mobile quoter, E-app, voice and e-mail signature options. PHI based on age and coverage
Decision: Instant at point of sale
Easy Term
Return of Premium: 20 and 30 year term
Issue Ages:
$25,000-$300,000 (18-70)
Term to age 95
Simplified Issue: No exam, telephone interview, age is nearest birthday, liberal height and weight, MIB and script check
Options: Mobile quoter, E-app, voice and email signature options
Term Made Simple
Return of Premium: Option not available
Issue ages:
$50,000-$500,000 (18-75)
Term to age 95
Simplified Issue: No exam, age last birthday, MIB and script check
Term: 10, 15, 20, and 30 year term
Options: Mobile quoter, E-app, voice and email signature options
Preferred Rating Available: Comes in about 30% less premium compared to the standard rate. No instant decision for this product as of now
Lead Credit
Lead Credit
When Appointed with American Amicable Group of Companies through Final Expense Brokerage you will receive $200 towards leads instantly.
FEB will also pay you a $100 bonus for your first 5 issued policies with American Amicable Group of Companies.