Transamerica Premier: A Simplified Issue Life Company
At A Glance
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A+
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0-85
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$1,000-$50,000
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Paper & electronic options
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Not Required
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AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, ME, MN, MS, MO, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, WI, & WY
Overview
Highlights
Incentive Trip: Annually
Commissions: Paid daily
1st Day Coverage: Available for clients with serious health conditions.
Insulin Dependent Friendly: Welcoming to individuals dependent on insulin.
No Phone Interview: Streamlined process with no phone interview at the point of sale.
No Height and Weight Requirements: Flexibility for clients without specific height and weight restrictions.
Legacy Safeguard University: Offers agents extensive online training through videos and comprehensive guides on selling final expense.
Lowest Priced Lead Mailer Cost: Provides cost-effective lead mailer options for agents.
Product
Issue Ages:
0-85 with consistent commissions.
Death Benefit:
Minimum: $1,000
Maximum:
Ages 0-55: $50,000
Ages 56-65: $40,000
Ages 66-75: $30,000
Ages 76-85: $25,000
Riders:
Accelerated Death Benefit with Nursing Home Benefit
Accidental Death Benefit
Grandchild or Child Term Rider
Product Continued
Application:
IGO App/Electronic Application available in all states (except N.Y.) with 24/7 Immediate Underwriting Decision.
Paper Applications also available without phone interviews.
Immediate Full Benefits:
Immediate benefits for specific health conditions.
Family Term Rider:
Up to nine children or grandchildren can be added with no health questions.