Accendo (CVS): A Final Expense and Supplemental Health Company
At A Glance
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A
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40-89
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$2,000-$50,000
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Paper & Electronic
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Not Required
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AL, AR, AZ, CO, FL, GA, IA, IL, IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, VA, WI, WV, & WY
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-No height or weight requirements
-Insulin diabetic friendly
Three Level Plans
Level
Preferred: Full benefits from day 1
Standard: Full benefits from day 1
Issue Ages: 40-89
Maximum Death Benefit:
$50,000 (40-55), $40,000 (56-65)
$30,000 (66-75), $25,000 (76-89)
Minimum Death Benefit: $2,000
Modified
Return of Premium: + 10% years 1 & 2
Full Benefit: Policy year 3+
Issue Ages: 40-75
Maximum Death Benefit: $25,000
Minimum Death Benefit: $2,000
Riders
Accelerated Death Benefit Rider: 50% of death benefit if medical condition results in terminal, chronic or critical illness within 12 months
Children’s Term Rider: Coverage through age 25 in units $2,500 up to a maximum of $10,000 per child; Limited to 9 children.
Accidental Death Benefits Rider: Pays 100% of the base policy’s face amount for accidental death for issue ages 40-70.
Products
Lead Credit
Lead Credit
Issue $1,500 of annualized premium with Accendo (CVS) and FEB will pay $200 towards your lead order. FEB will continue this process every time that you issue another $1,500 of new premium with Accendo (CVS).
