Great Western: A Guaranteed Issue Life Company
At A Glance
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A-
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40-80
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$1,000-$40,000
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Electronic
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Not Required
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AL, AZ, AR, CA, CO, FL, GA, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, MO, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
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Interviews are based on information obtained during the underwriting process and will be conducted on a case-by-case basis
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3 and 6 month advancing available up to $500 per policy
Overview of Products
“Great Assurance” Product
Plan: A first-day coverage plan for all genders and non-tobacco or tobacco users
Face amounts: Range from $2,500 to $40,000 (50-80) and $25,000 (81-85)
Accelerated Death Benefit Rider:
Free rider for terminal and chronic illnesses.
Accidental Death Rider:
Optional coverage for accidental death.
Child/Grandchild Protection Rider:
$1/month for $2,500 benefit on child/grandchild death.
Agent Commission Advancing:
9-month advance, up to $1,500 per policy for qualifying individuals.
Simplified Application:
Quick process with no health exam.
Decision Process:
Instant approval for faster coverage.
Voice Signature:
Convenient option for signature.
Written On a Not Seen Basis:
Applications accepted without seeing them.
"Great Assurance": Aims to provide immediate, accessible coverage with a range of benefits
"Graded Benefit" Product
Plan: Graded death benefits for various issue classes
Issue Classes:
Tailored for both male and female applicants, accommodating both non-tobacco and tobacco users.
Face Amounts:
Offers flexibility, with face amounts ranging from a minimum of $2,500 to a maximum of $40,000 (50-80) and $25,000 (81-85).
Graded Death Benefit:
Year 1: 30% of the face amount payable
Year 2: 70% payable
Year 3: 100% payable
Child or Grandchild Protection Rider:
Optional coverage available for just $1 per month on policies with a face amount of $5,000 or more. It provides a $2,500 benefit on the death of a dependent child or grandchild.
Agent Commission Advancing:
Eligible individuals can benefit from a 9-month commission advance, with up to $1,500 per policy.
Simplified Application:
Streamlined process with simple health questions and no health exam required.
Decision Process:
Instant decisions for quicker coverage approval.
Voice Signature:
Allows for the convenience of a voice signature.
Written On a Not Seen Basis:
Applications accepted without seeing them.
"Graded Benefit": offers a structured death benefit plan with additional options for enhanced coverage.
“Guaranteed Assurance" Product
Plan: Guaranteed issue plan with simple features
Issue Classes:
Available for both male and female applicants.
Face Amounts:
Offers flexibility, with a minimum of $1,000 and a maximum of $25,000.
Limited Death Benefit:
Years 1 and 2: 110% of premiums paid minus any loan. After 2 years, the full death benefit is paid.
Child or Grandchild Protection Rider:
Optional coverage for just $1 per month on policies with a face amount of $5,000 or more. Provides a $2,500 benefit on the death of a dependent child or grandchild.
Agent Commission Advancing:
Qualifying individuals can enjoy a 6-month commission advance, with up to $500 per policy.
Simplified Application:
No health questions and no health exam required.
Decision Process:
Instant decisions for quicker coverage approval.
Voice Signature:
Allows for the convenience of a voice signature.
Written On a Not Seen Basis:
Applications accepted without seeing them.
"Guaranteed Assurance": provides a hassle-free, guaranteed issue plan with straightforward benefits and options for enhanced coverage.
Lead Credit
Lead Credit
When Appointed with Great Western through Final Expense Brokerage you will receive $100 towards leads instantly.