Royal Neighbors of America: A Simplified Issue Life Company
At A Glance
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A-
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50-75
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$7,000-$30,000
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Paper, voice, & electronic options
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Not Required
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AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, ME, MI, MN, MS, MT, NC, NE, NV, NJ, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, & WY
Overview
Highlights
Final Expense Product: Instant underwriting decisions during the sales process.
Phone-Based Sales: Available
Highly Competitive Fully Underwritten Products: Comprehensive range including annuities.
Documentation:
Access Application Questions (pdf) and Paperless Worksheet (pdf) for convenience.
Incentives:
Earn eligibility for an Annual Incentive Trip.
Billing Efficiency:
True Social Security Billing simplifies premium payments.
Simplified Issue Whole Life (SIWL):
SIWL coverage available from $7,000 to $30,000 for individuals aged 50-80.
Inclusive Underwriting:
No Height & Weight Limits, making it accessible to a wide range of individuals.
Prescription Process:
Short Rx Prescription List (pdf) streamlines medication-related documentation.
Commission Structure:
Advanced Commissions Paid Daily, with advances paid upon issue.
Diabetic Consideration:
Insulin-dependent and diabetic individuals may qualify if diagnosed after age 30.
Efficient Underwriting:
Immediate underwriting decision at the point of sale interview for a streamlined process.
Additional Products
Jet Whole Life:
Type: Whole Life Insurance
Features: Provides coverage for the entire life of the insured.
Considerations: Typically offers cash value accumulation over time.
Jet Term Life:
Type: Term Life Insurance
Features: Offers coverage for a specified term.
Considerations: Generally more affordable than whole life insurance.
Choice Series Multi-year Guarantee Annuities:
Types:
Single Premium Deferred Annuity (SPDA):
Requires a one-time premium payment and provides a guaranteed interest rate over a specified period.
Flexible Premium Deferred Annuity (FPDA):
Allows for multiple premium payments with a guaranteed interest rate over a specified period.
Features: Guarantees a fixed interest rate for a predetermined number of years, providing stability for the annuity holder.
Single Premium Immediate Annuity:
Type: Immediate Annuity
Features: Requires a single premium payment and provides an immediate stream of income.
Considerations: Suitable for those seeking regular income payments shortly after making a lump sum payment.
Lead Credit
Lead Credit
When Appointed with Royal Neighbors of America through Final Expense Brokerage you will receive $200 towards leads instantly.