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Graded Death Benefit Product Details

  • Ages 5—80

  • Minimum Insurance amount is $2,000

  • Maximum Insurance amount is $15,000

  • Pekin offers the following choice of contracts:

    • Paid up at 65

    • 10, 15, 20 and 30 pay

    • Lifetime pay

  • Year 1 death benefit

    • Full Death Benefit for accidental death

    • Refund of premiums paid

  • Year 2 death benefit

    • 50% of the face amount

  • Year 3 and after

    • Full death benefits

  • To qualify for this plan, your prospect needs to be able to answer NO to the following health questions:

    Are you currently confined to a hospital , nursing home or medical facility, receiving home health care, receiving hospice care, or have you been diagnosed by a medical practitioner as having a terminal medical condition expected to result in death within the next 24 months?

  • Other products include:

    • Preferred Whole Life

    • Juvenile Whole Life

    • Simplified Issue Whole Life

    • 10, 15, 20, 30 Year Term


Graded Benefit Whole Life: Unismoker Rates

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Immediate Benefit Plan Rates

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Pekin Insurance is Available in:

AL, GA, KS, KY, LA, MI, MS, MO, NE, TN, TX, VA